Resources
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Interviews and Audio Links
How Much Does it Take to be Rich?
Sign up here to listen to Tracy Piercy of MoneyMinding interview Cindy on the exclusive MoneyMinding Members Monday Coaching Call on having enough money to feel rich!
Recommended Books
Living Rich by Spending Smart: How to Get More of What You Really Want
As The Millionaire Next Door revealed, building wealth isn’t just about working harder or what you choose to invest in: it’s about spending smarter. This book isn’t about depriving yourself. Instead, Gregory Karp shows how to build real, long-lasting wealth by plugging the money leaks you’re barely aware of and making sure you spend with a purpose. You’ll discover how to focus spending on what you really care about…spend less on gifts without becoming a cheapskate…slash your phone bill…pay less for food and still eat what you want…eliminate spending leaks in insurance, education, even entertainment.
Bach is an experienced investment advisor and a snappy speaker who knows how to package his material. The meat of the program is clear advice about limiting spending, avoiding taxes, and investing for the future, and he delivers it with an obvious desire to be helpful. Though delaying gratification is a hard concept to sell to anyone, he’s got a pitch that is remarkably upbeat and motivating. Here’s a fantastic way to create the security you deserve and fund the dreams you dream. It just requires making decisions independently, planning, and sticking to that plan week after week. Highly recommended for all people wanting to manage money better, especially women.
Enlightened Wealth: A Manual for Beginning Your Personal MoneyMinding Journey
Tracy Piercy and her programs are “happily helping people get rich and become philanthropists,” says Mark Victor Hansen, co-author of Chicken Soup for the Soul. Tracy Piercy, CFP, delivers an inspirational lifestyle approach to personal finance in Enlightened Wealth: Your Money. Your Life. Your Way.
Tracy’s perspective comes from personal financial success as well as great financial loss and the frustrations of starting over. She is proof that succeeding financially is not about sacrifice: it is about individual strategies based on universal facts about finance and about you! BELIEVE you deserve whatever it is you can dream, BEGIN to walk in that direction, BECOME all you can be - financially and personally.
Nolo’s Simple Will Book lets you choose from seven different will forms, or builds you a custom will to suit special situations. It also provides a detailed discussion of estate planning for those who may want more than a will.
Completely updated and revised, the 7th edition provides all worksheets and will forms on CD-ROM. It also includes new information on “ethical wills,” which let you convey your feelings and values to loved ones. Good in all states except Louisiana.
Recommended Web Sites
Best Credit Cards
Are you looking for a zero or low percentage card? How about airline miles or cash back? Is your credit challenged? CardRatings.com can help you sort through the millions of offers that are out there so you can find the one that works best for you.
Best Calculators
Whether you are looking for the fastest way to pay off your credit cards to what can you afford for a mortgage, Bankrate.com has all the calculators you’ll ever need.
Credit Reporting Agencies
Equifax – Free Annual Credit Report:1-877-322-8228
Fraud or Identity Theft: 1-800-525-6285
Experian – Order your Credit Report and Score: 888-397-3742
Fraud or Identity Theft: 888-397-3742
TransUnion — Free Annual Credit Report: 1-877-322-8228
Fraud or Identity Theft: 1-800-680-7289
Free Annual Credit Report (credit scores are additional) — 1-877-322-8228
Opt out of Pre-approved Offers of Credit or Insurance: 1-888-567-8688
Specialty Consumer Reporting Agencies
Personal Property or Auto Report (Clue Report): 866-312-8076 — The C.L.U.E.® Personal Property report provides a five year history of losses associated with an individual and his/her personal property.
Clue Home Seller’s Disclosure Report – an independent source of information about insurance losses at your home address within the past five years
Pre-Employment Self-Check – provides criminal background searches and verification of identity, employment, education, and more!
