http://www.mendyourmoney.com Does your Money need Mending? Mon, 10 Nov 2008 23:31:49 +0000 http://backend.userland.com/rss092 en In these tough times, has Intuit, the maker of Quicken and Quickbooks, has the right idea. They are now offering their online version of Quicken for FREE. If you have checking, savings and credit cards spread across several financial institutions, Quicken Online is just the product for you because it gathers ... http://www.mendyourmoney.com/quicken-online-now-free/ This is part of our Financial Literacy Month Question and Answer series Question: Cindy, can you give me some specific ideas for how to save money on everyday stuff? Thanks. ~ Janice Answer: Sure, Janice, frugal living does not have to be about a life of deprivation. The frugal life is ... http://www.mendyourmoney.com/5-areas-in-your-life-to-live-frugally/ This is part of our Pay Debt Quickly series sponsored by PDQ Pay Debt Quickly kit. Question: Cindy, I have over the past few years been rolling over funds from one 0% credit card to the next. I now have one for $8K expiring in a few months and have ... http://www.mendyourmoney.com/are-0-cards-still-available/ This is part of our Pay Debt Quickly series sponsored by PDQ Pay Debt Quickly kit. The other day I got a call from "Mastercard and Visa" offering to lower my interest rates. "Yippee," I thought. But, I was immediately on guard because I know that Mastercard and Visa ... http://www.mendyourmoney.com/lower-your-interest-rates-s-c-a-m-w-a-r-n-i-n-g/ This is part of our Pay Debt Quickly series sponsored by PDQ Pay Debt Quickly kit. Question: I am contemplating using a convenience check from my credit card company instead of taking out a personal loan from my credit union. The convenience checks carry a 3.99% interest ... http://www.mendyourmoney.com/credit-card-convenience-checks/ October 14, 2008 6:30 pm - 8:30 pm Pacific/9:30 pm -11:30 pm Eastern Early Bird Registration $29 until October 9 $39 after October 9 Does Divorce Threaten Your Financial Future? Come learn the 5 most important things you need to know BEFORE you sign on the dotted line. Don’t let a lack of financial expertise ... http://www.mendyourmoney.com/dont-divorce-your-money/ "Is Worrying About Your Bills and Debts Keeping You Awake Night After Night?" January 7, 2009 3:00 - 4:00 Pacific/6:00-7:00 Eastern Cost $29 Early Bird Registration by January 2 $39 after January 2 Class will be held on teleconference line to preserve your privacy (long distance charges apply) Did you know that if you can pay ... http://www.mendyourmoney.com/pay-debt-quickly/ This is part of our Pay Debt Quickly series sponsored by PDQ Pay Debt Quickly kit. Question: My fiancee has a lot of debt. I've already helped her get out of some of it, but I'm not sure if this is a good situation to be married to. What should ... http://www.mendyourmoney.com/fiancee-has-lots-of-debt/ It's "Ask a Stupid Question" Day! Today's your day to ask me any money question you've ever wanted to know, no matter how stupid or silly it might seem. I'll answer as many of them as I can get to today. So, click http://www.mendyourmoney.com/contact.htm and ask away. http://www.mendyourmoney.com/ask-a-stupid-question-day/ "Recession is Coming!" "Recession is Here!" "Are we in a Recession Yet?" I'm sure you've seen and heard headlines just like this. So, exactly what is a Recession? A Recession means that a country's GNP (Gross National Product) drops at least 2 quarters in a row - 6 months of shrinking. Unfortunately, we ... http://www.mendyourmoney.com/recession-action/ 1. Pay off high-cost debt. The best investment most borrowers can make is to pay off consumer debt with double-digit interest rates. For example, if you have a $3,000 credit card balance at 19.8%, and you pay the required minimum balance of 2% of the balance or $15, whichever is ... http://www.mendyourmoney.com/5-easy-ways-to-save-and-build-wealth-2/ Between wonderful vacationing in Northern California and celebrating my parents' 55th Wedding Anniversary and 75th Birthdays, watching the Olympics (and helping people "Go For The Gold!") and Back to School, I can't believe it's already the 3rd week in September. How about you? The long drive to California and my parent's ... http://www.mendyourmoney.com/what-i-learned-about-money-from-mom-and-dad/ Almost daily, you hear news reports about the increasing numbers of homes in foreclosure. What you don't hear reported is how increasing energy costs are so often the cause of this devastating problem. Are you losing your home because you can't afford to pay your energy bills and your mortgage? ... http://www.mendyourmoney.com/foreclosures-caused-by-rising-energy-costs/ Come play a fast-paced, fun game while discovering your Money Habitudes. If you only have negative feelings and thoughts about money, this is the game for you! Come by yourself or bring a friend/spouse. You’ll never think about money the same way again! October 7, 2008 from 6:30 - 8:30 Hood River ... http://www.mendyourmoney.com/learn-your-money-habitudes/ "Make Your Kid A Millionaire" session at Money Wi$e Women Conference Saturday, November 1, 2008 9:00 -  5:30, lunch included Portland Community College, Rock Creek Campus Being Wealthy isn't about Money at all Why Handling Pennies is so Important Keeping the Money Demons out of Marriage Proactive vs. Prescriptive Spending Why Time and Knowledge are your Best Friends Cindy will ... http://www.mendyourmoney.com/money-wise-women-conference/ If you love decorating and you love a challenge then you'll love the challenge of decorating on a budget. There's nothing quite like fighting your impulses to buy everything you see just so that you keep to your budget, and trying to get everything you need to decorate your house ... http://www.mendyourmoney.com/decorating-on-a-budget/ The Capital One No Hassle Cash Rewards Card is one of the top rewards cards available right now. It has many features that will appeal to you without a doubt. First of all, it is a great gas rewards card, offering 2% cash back on gas purchases. ... http://www.mendyourmoney.com/is-the-capital-one-no-hassle-card-for-you/ According to Yahoo, "Improving Your Credit Score" was a real mover and shaker for searches this week. No need to search, Ill give you some pointers right here... Why Does It Matter? Most of you know that a low credit score will hurt you on mortgage, car and credit card interest rates. ... http://www.mendyourmoney.com/why-your-credit-score-really-matters-in-ways-you-might-not-know-and-6-ways-to-improve-it/ I received lots of comments and questions on my last article about the safety of banks and how the FDIC insurance works. Here's a quick rundown: Yes, you can be covered for more than $100,000 based on how the account is titled. For example, you can have account(s) for 1$00,000, your ... http://www.mendyourmoney.com/update-take-your-money-and-run/ Does IndyMac Bank's failure this week make you want to run right down to the bank and take your money out? I received that very question from some clients this morning. David and Rhonda had heard that one of our local banks was in trouble and wanted to get my opinion ... http://www.mendyourmoney.com/take-your-money-and-run/ This is part of our Pay Debt Quickly series sponsored by PDQ Pay Debt Quickly kit. Question:I don't know how to pay off my debt. My debts are more than the money I earn each month. What can I do? ~ Naomi Answer: Hi Naomi, that's a tough spot to be in. ... http://www.mendyourmoney.com/debt-payments-higher-than-income/ I'm seeing more and more clients who are banking on retail therapy to get them through this recession. They're using shopping to numb the worry and stress of unsteady income, shaky jobs, treacherous home mortgages and rising food and gas prices. When they feel bad for whatever reason, off to ... http://www.mendyourmoney.com/shopping-too-much/ Do unexpected car repairs, quarterly insurance payments or those darned property taxes find you hard pressed to squeeze one more dollar out of an already stretched monthly budget? Or do you usually end up reaching for the plastic in your wallet to make up the difference? Those inevitable expenses can ... http://www.mendyourmoney.com/create-your-own-anti-emergency-fund/ Suze Orman is making her online Will and Trust Kit available to all at no charge. I don't know how long it will last! Here's how to get it: Go to SuzeOrman.com. Click on Will & Trust Kit link on upper left menu. Click the orange Gift Code button. Type "people first". You can create ... http://www.mendyourmoney.com/free-will-trust-kit-from-suze-orman-online-version/ This is a busy week for me. I have several new clients who are struggling with retirement issues so I'm working on a special report that I'll share with you when it's completed. And it's Newsletter week, too, so keep your eyes open for that. In the meantime, if you ... http://www.mendyourmoney.com/working-on-special-report/