Americas credit card companies are out to make back their profits in any way they can. First, they lowered credit limits and increased interest rates. Find out what they’re doing now…

Is it worth closing a credit card at 29.99% if they lower it to 3%.

How many of you have opened your credit card bills to some nasty surprises in the last year; surprise interest rate increases and nasty lower credit limits – even for those who pay on time?

Last week, President Obama signed the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CCARD) also known as the Credit Cardholder’s Bill of Rights that’s been called “sweeping legislation that reforms the credit card industry” and a homerun for consumers. Is it? Let’s see…

If you’re unemployed, you’ve got a lot of company out there. AND, there are some tax traps that could make your financial a lot worse. Avoid these common tax problems now!

Tax Trap #1: Unemployment Income isn’t taxable. Sorry, the tax man does  wants a cut of the action even when you’re unemployed. The easiest way to handle the taxes is to have them withheld just like a paycheck.

Tax Trap #2: Killing Your Golden Goose When You Raid Retirement Accounts.

Maximize your tax refund and take care of the Past, Present and Future!