If you have too many bills at the beginning of the month like most people, you can call your creditors and utility companies and ask them to move the date to later in the month. You’ll be surprised at how many will be able to do that for you.
Now you can pay your mortgage or rent in the beginning of the month and the rest of the bills later when you have another pay check.
If you have uneven income, you might want to read my “Roller Coaster Income?” post.

Why?

They last long after the holidays
They’re useful and can even change the reader’s life
Most people don’t already have too many

Here are a couple I recommend:
Living Rich by Spending Smart: How to Get More of What You Really Want
As The Millionaire Next Door revealed, building wealth isn’t just about working harder or what you choose to invest in: it’s about spending smarter. This book isn’t about depriving yourself. Instead, Gregory Karp shows how to build real, long-lasting wealth by plugging the money leaks you’re barely aware of and making sure you spend with …

Now is the time to prepare for tax season 2008. From personal experience, I can tell you that tax preparer’s love to see you before tax season starts. We’re more relaxed and can legally help you pay the minimum taxes required by law. There are still a number of strategies you can employ to reduce your taxes but some of them will expire on December 31 so there’s no time to waste. 
Most tax preparers will provide you with a Tax Planner to help you gather all the information you need. This will …

Although the stock market is not ending the year in positive territory, you may still want to fund your retirement accounts. Every retirement account lets you use cash investments inside of your retirement account and you can decide later how you want to invest it. 
For 2008 you can make contributions to the most popular retirement accounts:
Contributions to some accounts must be completed by December 31, 2008 while other accounts can still accept contributions until April 15, 2009. Check with your employer or tax preparer regarding your situation.
Higher way earners may …