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Question: Cindy, I have over the past few years been rolling over funds from one 0% credit card to the next. I now have one for $8K expiring in a few months and have not seen any offers come in for low interest rate credit cards. What do you recommend? My credit score is very good, around 750 last time I checked and I am not in a position to pay it off. BTW, …

This is part of our Pay Debt Quickly series sponsored by
PDQ Pay Debt Quickly kit.
The other day I got a call from “Mastercard and Visa” offering to lower my interest rates. “Yippee,” I thought.
But, I was immediately on guard because I know that Mastercard and Visa are separate companies and I didn’t think they’d be working together. Not that I know this for sure, but that’s what came up for me.
The guy told me that a lot of people are cancelling their credit cards …

This is part of our Pay Debt Quickly series sponsored by
PDQ Pay Debt Quickly kit.
Question: I am contemplating using a convenience check from my credit card company instead of taking out a personal loan from my credit union. The convenience checks carry a 3.99% interest rate for the life of the loan. However, a personal loan from my credit union would carry a 10.25% interest rate for the life of the loan which can be no longer than 5 years.
I am thinking about …

This is part of our Pay Debt Quickly series sponsored by
PDQ Pay Debt Quickly kit.
Question: My fiancee has a lot of debt. I’ve already helped her get out of some of it, but I’m not sure if this is a good situation to be married to. What should I do? ~ Sheldon
Answer: Hi Sheldon, you’re right to be concerned! I’m sure many of our readers can give you some good advice. (Readers can comment below).
My advice is for you to be very concerned. I have lots …