Suze Orman is making her online Will and Trust Kit available to all at no charge. I don’t know how long it will last! Here’s how to get it:

Go to SuzeOrman.com.
Click on Will & Trust Kit link on upper left menu.
Click the orange Gift Code button.
Type “people first“.

You can create a will, a revocable trust, Financial Power of Attorney, and an Advanced Directive / Durable Power of Attorney for Healthcare. No more excuse and it’s f-r-e-e!
This is a pretty basic package so if you have a large estate or other …

This is part of our Pay Debt Quickly series sponsored by PDQ Pay Debt Quickly kit.
Question: Should I consider a Debt Program that would pay off all my high interest debt ($25,000) but leave me with no credit cards for the next three years?  I am considering this because I am only able to pay the minimum monthly payments, on these five different accounts.  ~ Judy
Answer
Hi Judy, one of the most important questions to ask is “will this really pay off the $25,000 in 3 years?” I used the calculator …

Free Summer Stress Package for Mom
The ladies at Menu Planning Central have put together a little care package for stressed out moms! And they’re letting me pass them on to you!
Get special reports on “Kids Summer Activities”, “Family Friendly Summer Recipes” and “Summer Exercise for Mom”.
Warmly, Cindy

This is part of our Pay Debt Quickly series sponsored by PDQ Pay Debt Quickly kit.
Before making the decision to add more debt, you need to make sure that you:
* Allocate sufficient money for your essentials.
* Borrow only for items that you need and can afford.
* Borrow only if you’re spending less each month than you take home.
1. Start with your monthly take-home pay.
This is the amount you have left after taxes and other deductions have been made.
2. Subtract the amount you need for necessities and fixed expenses.
This includes savings, …

This is part of Ask The Money Mender series
Dear Cindy,
I am recently divorced and just purchased a house. My problem is this. I make an annual salary of approx. $56k. I currently owe approx. $l0k in credit cards and am just paying the minimum amount. I have $20k in retirement and also have a piece of jewelry that I would like to sell that is worth approx. $10-$15k. What would be the best approach in ridding myself of debt? Should I suffer the loss …