Cooking for your family doesn’t have to be stressful, especially when you’ve come home from a long day at work. Try these simple recipes and enjoy family meal times again!

Carnation presents free holiday recipes and guide!

This is part of our Financial Literacy Month Question and Answer series
Question: I always seem to have car emergencies. Isn’t there a better way to live?

Answer: Create an “Anti-Emergency Savings Fund “for normal and necessary expenses that do not occur every month. For example, you can pay your property taxes with your mortgage, save 1/12 of it every month, or just have an “emergency” when it shows up every year. By saving small amounts every month, you will actually have the money available …

This is part of our Financial Literacy Month Question and Answer series
Question: Cindy, can you give me some specific ideas for how to save money on everyday stuff? Thanks. ~ Janice
Answer: Sure, Janice, frugal living does not have to be about a life of deprivation. The frugal life is one of thrifty shopping, careful choices, and a saving mindset. Making just a few adjustments in five areas of your normal life will help you become a frugal person. Readers: if you have ideas, please add them to the …

No one likes budgets. You don’t, I don’t. But a budget (I call them Spending Plans) does help us to spend less and save more. One way to customize your budget to fit your needs it to create categories for the different expenses that you have.