Do unexpected car repairs, quarterly insurance payments or those darned property taxes find you hard pressed to squeeze one more dollar out of an already stretched monthly budget? Or do you usually end up reaching for the plastic in your wallet to make up the difference? Those inevitable expenses can put less stress on your bank balance — and your mind — if you learn to expect them and save in advance.
Too often, irregular occurring expenses get left out of our financial equation. Our income stretches to cover the regular …

Suze Orman is making her online Will and Trust Kit available to all at no charge. I don’t know how long it will last! Here’s how to get it:

Go to SuzeOrman.com.
Click on Will & Trust Kit link on upper left menu.
Click the orange Gift Code button.
Type “people first“.

You can create a will, a revocable trust, Financial Power of Attorney, and an Advanced Directive / Durable Power of Attorney for Healthcare. No more excuse and it’s f-r-e-e!
This is a pretty basic package so if you have a large estate or other …

Free Summer Stress Package for Mom
The ladies at Menu Planning Central have put together a little care package for stressed out moms! And they’re letting me pass them on to you!
Get special reports on “Kids Summer Activities”, “Family Friendly Summer Recipes” and “Summer Exercise for Mom”.
Warmly, Cindy

What would happen if your home burned down, your area suffered an earthquake or you were burglarized? Would you know what was damaged or missing?

The Insurance Information Institute has great software (FREE!) you can download to create a room by room Home Inventory. It’s fun and easy to use and you can update it whenever you make a new purchase.
Also great for itemizing charitable contributions, making sure you have enough insurance and settling insurance claims faster if you ever need to. You can also add photos with your digital …

An Open Letter to our Politicians – Part I
Dear Presidential Candidates, Senators and Representatives,
I’m sharing my thoughts with you about our health care system both personally and from my clients. Here’s what we are all saying:
WE’RE WORRIED ABOUT OUR HEALTH CARE INSURANCE and it is constantly on our minds!
We worry about it:

At bedtime
At work
With every ache and pain
On our birthdays

We talk about it at:

Our kids’ sporting and school events
Church
Social gatherings
Work
Restaurants
Over the dinner table
Our medical appointments

We make major life decisions …