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[12 Dec 2008 | No Comment | ]

With lots of packages being sent and delivered, this would be an easy one to believe. Don’t let your Holiday be ruined by this virus. You can read more about it at: http://www.snopes.com/computer/virus/ups.asp
Happy Holidays to you and your family!
This has been circulating since July 2008 and it’s been popping up in people’s emails recently.  Just thought I’d bring this to your attention.

Protect Yourself »

[3 Dec 2008 | No Comment | ]

Now is the time to prepare for tax season 2008. From personal experience, I can tell you that tax preparer’s love to see you before tax season starts. We’re more relaxed and can legally help you pay the minimum taxes required by law. There are still a number of strategies you can employ to reduce your taxes but some of them will expire on December 31 so there’s no time to waste. 
Most tax preparers will provide you with a Tax Planner to help you gather all the information you need. This will …

Protect Yourself »

[25 Nov 2008 | No Comment | ]

Thanks to Marie at MommyCommunity.com for “How To Create a Thanksgiving Holiday The Whole Family Will Love” ebook. Get your copy at: http://www.mendyourmoney.com/Thanksgiving-Holiday.pdf 
And if you need a last minute recipe, check out “Thanksgiving Recipes” courtesy of Diane at Dine Without Whine at http://www.mendyourmoney.com/Thanksgiving-Handout-2008.pdf. (By the way, Dine Without Whine is a great menu planning service for busy families like yours!)

Protect Yourself »

[23 Jul 2008 | No Comment | ]

I received lots of comments and questions on my last article about the safety of banks and how the FDIC insurance works. Here’s a quick rundown:
Yes, you can be covered for more than $100,000 based on how the account is titled. For example, you can have account(s) for 1$00,000, your spouse can have account(s) for $100,000  and you can have joint accounts for $200,000. Note: Joint Trust accounts are not included in this ownership. For more information, see the FDIC publication, “Insuring Your Deposits.”
You can also confirm that your accounts …

Protect Yourself »

[14 Jul 2008 | No Comment | ]

Does IndyMac Bank’s failure this week make you want to run right down to the bank and take your money out?
I received that very question from some clients this morning. David and Rhonda had heard that one of our local banks was in trouble and wanted to get my opinion on getting their money out. I hope my response caught them before they made the mad dash to the teller window.
Here’s what I told them:
“I doubt there’s a big rush to pull money from XYZ Bank.”
Remember, your money isn’t really …