Wow, can an extra 1% really make a difference? Find out…

Do you own company stock in your 401(k)?
That’s putting all your eggs in one basket.
If your company hits the skids, your job and your retirement could go down right behind it.
I know it’s easy to believe in your company and trust it. Since many companies match your contributions with company stock on a regular basis, you have to be diligent about moving it to something else.
Check your portfolio at least once a year (quarterly is even better), sell the company stock and use the money to rebalance your portfolio. If …

This is part of our Financial Literacy Month Question and Answer series

Question: I’ve saved up $25,000 to invest but I also have credit card debt.
Should I invest? ~ Terry
Answer: Hi Terry, great question. I recommend that you stabilize your current situation before you invest. What does that really mean for you?
Before you consider investing in any type of market, you should really take a long hard look at your current situation. Investing in the future is a good thing, but clearing up bad …