Between wonderful vacationing in Northern California and celebrating my parents’ 55th Wedding Anniversary and 75th Birthdays, watching the Olympics (and helping people “Go For The Gold!”) and Back to School, I can’t believe it’s already the 3rd week in September.
How about you? The long drive to California and my parent’s party gave me a chance to reflect on what my parents taught me about money and finance…
Mom and Dad were Depression babies who grew up in blue collar families. My Dad (#2 of 6 kids) was the first one to …

Top Twenty+ Reasons to give your Kid an Allowance
Parents all struggle with allowances. Should we just give them money? Should we only give them money if they do chores? How much should we give them?
I’ll be answering all these questions and more in my all new “5 Reasons to Give your Kid an Allowance” ebook.
While you wait, here’s a bunch of good reasons to give your kid an allowance. Feel free to add your 2 cents worth!

They can make mistakes under your guidance
They will learn how to save for the …

If you’re like 70% of Americans, you’ll be leaving a mess behind for your family because you don’t have a Last Will and Testament.
Is that how you want to be remembered?
Of course not!
AND, if you don’t have a Will, your state has one for you and you probably won’t like how they divide your assets. For example, your estate doesn’t automatically go to your surviving spouse. Without a will, it can be divided between your spouse and your children or your spouse and your parents.
If you have children, a judge …

This is part of our Financial Literacy Month Question and Answer series
Question: My spouse and I are getting divorced and we have a lot of debt. Do you have any tips I should know about?
Answer: Yes, this is a very important topic. In your divorce, you’ll probably each take some of the debt (and whatever assets are available). The divorce decree will state who is taking responsibility for which debts.
The thing you have to know, however, is that the credit card companies don’t …

This is part of our Financial Literacy Month Question and Answer series
Question: What advice can you give recently divorced women on how to manage their finances now that they are facing life as a single mom on a limited income? What should be their first priority? Lisa A. Fredette ~ CTA Certified Life Coach ~ Passionate About Life Coaching ~ http://www.lisafredette.com
Answer: Hi Lisa, that’s a really great question and I’m sure most newly divorced single moms are wondering the same …