Here are a few free PDF downloads that may help out. Just left-click on the images at the bottom to save the item to your computer. (These were designed for kids in grades 6-9.)

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Helping Kids Make The Right Decisions

Parents all struggle with allowances. Should we just give them money? Should we only give them money if they do chores? How much should we give them?

I’ll be answering all these questions and more in my all new “5 Reasons to Give your Kid an Allowance” ebook.

While you wait, here’s a bunch of good reasons to give your kid an allowance. Feel free to add your 2 cents worth!

1. They can make mistakes under your guidance
2. They will learn how to save for the future
3. They will learn that money doesn’t “grow on trees”
4. They will appreciate what they have
5. They will learn to make choices and set priorities
6. They may stop nagging you for money
7. There will be less friction in your household
8. They will learn healthy financial behaviors
9. They will learn your values
10. You can teach them that it isn’t all “about the money”
11. They will learn how to spend wisely
12. They will be prepared to enter the grown-up world.
13. Allowances will teach your children to be resourceful, independent and unique.
14. An allowance is a “tool to empower your children to avoid commercialism’s clutches.”
15. You can teach them to avoid the pitfalls of debt
16. You can help them improve their communication skills around money.
17. An allowance now could help them avoid future “marital money chaos”
18. They’ll learn the difference between quantity and quality.
19. They’ll learn how it feels to make a poor choice and have to live with it.
20. They’ll learn how to resist impulses (sometimes, maybe!)
21. They’ll learn to appreciate and take care of their things

Warmly, Cindy

Stay tuned for my all new “5 Reasons to Give Your Kids an Allowance” ebook!

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Raising MoneySmart Kids