This is part of our Pay Debt Quickly series sponsored by PDQ Pay Debt Quickly kit.
Besides paying your bills regularly and on time, the single most important thing you can do to show that you are a good credit risk is to know what’s in your credit report.
Studies have shown that many credit files contain errors that can harm your credit rating, leading to rejections when you apply for loans, insurance or even a job. The errors range from simple human error to being mixed up with a similarly named …

This is part of our Pay Debt Quickly series sponsored by
PDQ Pay Debt Quickly kit.
Are you struggling with debt? I’ve been there (and it was a major cause of my divorce). This is information I wish I had known then. As always, feel free to comment below.
Step 1: Draw a Debt Picture
Gather all your statements and enter your information in the Debt Payoff Info worksheet. You’ll need to know your balance, interest rate and current payment. Total the balances and the payments. Acknowledge that you used your credit cards …

This is part of our Pay Debt Quickly series sponsored by
PDQ Pay Debt Quickly kit.

Over the last few years, I’ve seen more and more people pull out “plastic” to pay for everything they need — from gas to groceries to fast food.

Why not? When all it takes is a quick swipe of the card through a little electronic box and a signature then, everything’s okay. You go home happy, content, and almost worry-free. On the other hand, the convenience of using credit cards can lead to a …

This is part of our Pay Debt Quickly series sponsored by
PDQ Pay Debt Quickly kit.
Question: Can I stop all those credit card offers I receive in the mail? ~ Ron
Answer: Yes. It’s really easy to do – just phone 1-888-567-8688 and follow the prompts and provide the requested information including Social Security number, date of birth, etc.
Do this for every adult member of your household, including college students. Your “opt-out” status will be sent to each of the four credit bureaus (Equifax, …

This is part of our Pay Debt Quickly series sponsored by
PDQ Pay Debt Quickly kit.
Question: My boyfriend of 5years and I are considering getting married. His only concern is that he has $3,000- $4,000 in bad debt, and would like to pay it off before we get married. Is this wise, or should we get married, and reduce our monthly payments in insurance, rent, electricity, etc., to make it easier to pay his off? Beth
Answer: Hi Beth, good questions! Congratulations for finding a partner who …