Why?

• They last long after the holidays
• They’re useful and can even change the reader’s life
• Most people don’t already have too many

Here are a couple I recommend:

Living Rich by Spending Smart: How to Get More of What You Really Want

As The Millionaire Next Door revealed, building wealth isn’t just about working harder or what you choose to invest in: it’s about spending smarter. This book isn’t about depriving yourself. Instead, Gregory Karp shows how to build real, long-lasting wealth by plugging the money leaks you’re barely aware of and making sure you spend with a purpose. You’ll discover how to focus spending on what you really care about…spend less on gifts without becoming a cheapskate…slash your phone bill…pay less for food and still eat what you want…eliminate spending leaks in insurance, education, even entertainment.

Smart Women Finish Rich

Bach is an experienced investment advisor and a snappy speaker who knows how to package his material. The meat of the program is clear advice about limiting spending, avoiding taxes, and investing for the future, and he delivers it with an obvious desire to be helpful. Though delaying gratification is a hard concept to sell to anyone, he’s got a pitch that is remarkably upbeat and motivating. Here’s a fantastic way to create the security you deserve and fund the dreams you dream. It just requires making decisions independently, planning, and sticking to that plan week after week. Highly recommended for all people wanting to manage money better, especially women.