What would happen if your home burned down, your area suffered an earthquake or you were burglarized? Would you know what was damaged or missing?

The Insurance Information Institute has great software (FREE!) you can download to create a room by room Home Inventory. It’s fun and easy to use and you can update it whenever you make a new purchase.

Also great for itemizing charitable contributions, making sure you have enough insurance and settling insurance claims faster if you ever need to. You can also add photos with your digital camera or videotape a walk through of your house.

You should store your home inventory file in your safe deposit box or with a trusted friend or family member. You can also print a report and keep it with your other insurance information. For $14.99 per year, Vault 24 will store your file in a Secure Swiss Databank that you can access 24/7.

Download Know Your Stuff. The Insurance Information Institute doesn’t have access to your Home Inventory.

Warmly, Cindy